Cape Coral Homes with Navigable Water Waterfront

Cape Coral Homes with Navigable Water Waterfront

Welcome to Cape Coral, Florida – a vibrant city nestled in Lee County, known for its stunning waterfront properties and an unparalleled lifestyle. With over 400 miles of navigable waterways, Cape Coral is often referred to as the "Waterfront Wonderland," offering residents a unique blend of relaxation and adventure right at their doorstep.

Imagine waking up every morning in your dream home, where the gentle sounds of water lapping against your dock greet you. Cape Coral is a haven for boating enthusiasts, with direct access to the Gulf of Mexico, making it easy to explore the beautiful beaches and islands that dot the coastline. Whether you enjoy fishing, kayaking, or simply cruising the waterways, this community provides a perfect backdrop for your aquatic pursuits.

The homes in Cape Coral are as diverse as its residents, featuring stunning waterfront properties that boast spacious layouts, modern amenities, and breathtaking views. Many of these homes come equipped with private docks, allowing you to park your boat just steps from your back door. Imagine hosting friends and family for sunset barbecues on your patio, with the shimmering water providing a picturesque setting.

Beyond the allure of waterfront living, Cape Coral offers a rich array of parks, recreational facilities, and a vibrant dining scene. From charming local eateries to upscale restaurants, there’s something to satisfy every palate. With its friendly community atmosphere and an abundance of outdoor activities, Cape Coral is not just a place to live; it’s a lifestyle waiting to be embraced.

Discover the magic of Cape Coral and find your perfect waterfront retreat today!

Newest Cape Coral Homes with Navigable Water Waterfront

$679,500
4 Beds 3 Baths 2026035276 MLS
MODERN COASTAL LUXURY ON SHADROE CANAL! MOVE-IN-READY 2026 COASTAL CONTEMPORARY NEW CONSTRUCTION w/ 2-10 HOME WARRANTY & NO FLOOD INSURANCE REQUIRED! CITY WATER & CITY SEWER w/ PAID ASSESSMENTS! Enjoy poolside living w/ 93 ft wide FRESHWATER CANAL VIEWS, perfect for KAYAKING, PADDLEBOARDING, JET SKIING & small boat ADVENTURES! Located in SW Cape Coral, durable METAL ROOF & 3-CAR GARAGE! $1,800-$2,400/year homeowners' insurance! Enjoy easy access to EL DORADO BLVD S & PINE ISLAND RD, your commuting & daily errands easier! This CONTEMPORARY LUXURY HOME features SCREENED, HEATED POOL & SPA & 4 BEDS (2 primary suites) & 3 full BATHS, layout is ideal for EVERYDAY LIVING & ENTERTAINING! SCREENED LANAI w/ PERFECT SETTING TO RELAX in SPA, SWIM in HEATED POOL, or HOST UNFORGETTABLE BBQs! Bright, open layout w/ LIGHT NEUTRAL TILE FLOORING. IMPACT-RESISTANT DOUBLE DOORS lead into WELCOMING LIVING ROOM w/ 14-ft VOLUME CEILING & SLIDING DOORS TO LANAI. STUNNING CHEF’S KITCHEN w/ sophisticated CUSTOM CABINETRY w/ crisp WHITE SHAKER CABINETRY. QUARTZ COUNTERTOPS & FULL-HEIGHT QUARTZ BACKSPLASH w/ clean modern palette, while UNDER-CABINET LED LIGHTING enhances bright, open ambiance. Equipped w/ stainless-steel appliances, French-door refrigerator, microwave, smooth-top range, commercial HOOD & dishwasher. Oversized WATERFALL ISLAND w/ striking vertical WOOD SLAT DETAILING & abundant storage. Built-in BUTLER’S PANTRY showcases matching crisp WHITE CABINETRY, QUARTZ countertops, under-cabinet lighting & built-in WINE REFRIGERATOR, creating the perfect BEVERAGE STATION, COFFEE BAR, or EXTRA STORAGE & PREP SPACE. DINING ROOM features a soaring volume ceiling, recessed LED lighting & LARGE PICTURE WINDOW to screened lanai, pool/spa & waterfront. Living, dining, kitchen, and primary suite feature RECESSED CEILINGS accented by sleek LED TRACK lighting. LARGE PRIMARY SUITE w/ sliding doors to lanai, WALK-IN CLOSET w/ BUILT-IN SHELVING & HANGING RACKS & LUXURIOUS PRIMARY BATHROOM w/ spacious WALK-IN GLASS SHOWER w/ floor-to-ceiling designer tile, rainfall showerhead, built-in bench & modern matte-black fixtures. Dual sink vanity w/ quartz countertops, sleek white cabinetry & contemporary lighting complements the spa-like design. Private water closet & natural light create BRIGHT & SERENE RETREAT! BUILT-IN CUSTOM CLOSET WHITE CABINETRY for ADDED STORAGE & CLEAN, UPSCALE LOOK. SPLIT LAYOUT w/ SECOND PRIMARY SUITE w/ POOL BATHROOM & TWO GUEST BEDROOMS w/ HALL BATHROOM for added privacy. Step outside to SCREENED LANAI w/ HEATED POOL & SPA, landscape, SEAWALL & FULLY EQUIPED OUTDOOR KITCHEN w/ BUILT-IN stainless steel BBQ GRILL, SINK, BEVERAGE REFRIGERATOR, GRANITE COUNTERTOPS & MODERN BACKSPLASH! PAVER FLOORING & CEILING FAN. LAUNDRY, 3-CAR GARAGE w/ EPOXY FLOORING & METAL ROOF complete HOMES' FEATURES. LUXURY FRESHWATER WATERFRONT LIVING STARTS HERE! Experience modern elegance, serene canal views, upscale finishes, stunning screened spa & pool with EXCEPTIONAL SWFL living!

2251 SW 2nd Terrace, Cape Coral

$599,900
3 Beds 2 Baths 2026034962 MLS
**ATTENTION BOATERS!** Experience the best of the Cape Coral waterfront lifestyle in this beautifully remodeled **Gulf-access pool home** in desirable Southeast Cape Coral! Offering **only one bridge and a short boating route to open water**, this home is ready for days on the water with a seawall already in place. Add a **large private pool, expansive covered lanai and an incredible FOUR-CAR GARAGE**, and you have a combination that's difficult to find in a Cape Coral waterfront home. Even better, the property has **no history of flooding, and flood insurance is not required**, providing an important additional advantage for waterfront living. Inside, this spacious **3-bedroom, 2-bath home offers approximately 2,082 sq. ft.** with a highly functional split-bedroom floor plan, **two living areas, two dining areas and a large laundry room**. The oversized four-car garage provides exceptional space for vehicles, boating equipment, recreational gear, storage or a workshop. The **kitchen area has been completely remodeled** with **new cabinets, countertops and newer appliances**, opening to the family room with an eat-at counter and convenient serving window to the pool and lanai. The **bathrooms have also been remodeled**, and **new flooring** adds to the home's fresh, updated feel. Major improvements continue with a **NEW TILE ROOF IN 2023, NEW WINDOWS and ELECTRIC ROLL-DOWN SHUTTERS**—significant upgrades that add to the home's appeal. Step outside and enjoy the Florida lifestyle from the **large screened swimming pool and expansive covered lanai under truss** overlooking the waterfront. Convenient **pool-bath access** makes this an ideal layout for entertaining family and friends. And when you're ready to head out, you're conveniently located near the **South Cape entertainment district**, Cape Coral Parkway, restaurants, waterfront dining, shopping, live entertainment and nightlife. **Gulf access, only one bridge to open water, two boat lifts, private pool, four-car garage, extensive remodeling and a fantastic Southeast Cape Coral location—bring the boats, bring the cars and start enjoying the waterfront lifestyle!**DISCLOSURE: Some photos have been AI-enhanced for lighting, color, and presentation. No material property features are intended to be altered or misrepresented. Furnishings are negotiable; some electronics or personal items shown in photos may have been removed and may not be included in the sale.

3714 SE 12th Court, Cape Coral

$785,000
3 Beds 2 Baths 2026034217 MLS
Built in 2024 and currently one of the most affordable newer GULF-ACCESS homes in all of Cape Coral, this pristine waterfront property delivers modern construction, boating access, a HEATED POOL, and nearly $40,000 in upgrades. The home features 3 BEDROOMS PLUS DEN, 2 baths, a 3-CAR GARAGE, IMPACT GLASS WINDOWS AND DOORS and a high-and-dry 11.5-FOOT ELEVATION. Inside, tall tray ceilings and 24” x 24” porcelain tile flooring throughout create a bright, upscale feel. The kitchen features soft-close cabinetry, tile backsplash, granite countertops, an impressive granite island plus a breakfast nook overlooking the pool and canal. The primary suite has a tray ceiling, two generous closets, and direct access to the lanai. The primary bath features dual sinks and a glass-enclosed tiled shower with dual showerheads. Two additional guest bedrooms offer large closets and share a full bath with convenient pool access. Need flexibility? The den is ideal for a home office, fitness room, or additional flex space. Step outside to the screened lanai and heated pool, where Florida living takes center stage. Enjoy stunning sunset views with the sunny western pool exposure. Boaters—this is where the value really stands out. Enjoy approximately 80 feet of unobstructed waterfrontage. Gulf access via Matlacha pass allows you to boat to the best fishing and beautiful pristine beaches in SW Florida Additional features include a whole-house reverse osmosis system, whole-house generator inlet, privacy fence, irrigation system, pool heater, paver driveway, and no HOA The location is another major advantage. Tucked into a quiet, low-density area of NW Cape Coral, you’re just minutes from Coral Oaks Golf Course, Crystal Lake Park, and the highly anticipated Seven Islands development. Crystal Lake Park offers a sandy beach, aqua park, scuba area, pavilions, playground, and canal boat launch. You’ll also enjoy convenient access to both RSW and Punta Gorda airports. The sellers added $40,000 in upgrades creating an opportunity to step into a nearly new, upgraded Gulf-access home without waiting to build. If you’ve been waiting for newer Gulf-access construction at a price that makes sense this home deserves to be at the top of your list.

3726 NW 42nd Place, Cape Coral

$300,000
2 Beds 2 Baths 2026034208 MLS
THE ULTIMATE BOGO—BUY THE LAKEFRONT LOT AND GET THE HOUSE! Okay, maybe not literally, but when a property on beautiful Shamrock Lake is priced this close to lot value AND comes with a cute saltbox-style home with a new roof, impact windows, updated kitchen, two-car garage, in-ground spa and an unfinished second floor with even more potential…you have to admit, that’s one heck of an opportunity! This one is all about LOCATION, VALUE and POSSIBILITY—and there’s plenty of all three. Inside, 10’ ceilings and a greatroom-style floorplan give the home an open, airy feel, while large 8’ pocketing sliders put that LAKE VIEW front and center. The kitchen has already received a stylish refresh with white wood shaker cabinetry featuring tongue-and-groove construction and soft-close features, white and gray granite countertops and a stunning backsplash. The home currently offers two bedrooms, each with the privacy of its own bathroom, including an en-suite arrangement with walk-in closet and several updates. But here’s where the POTENTIAL gets even more interesting—the unfinished second floor is already pre-plumbed and pre-wired and may offer the opportunity to create an additional bedroom, loft/study and/or bathroom. Bring your ideas and imagine what this home could become! Outside, the extended lanai is all about enjoying the Florida lifestyle and those wide-open lake views. There’s even a large in-ground concrete spa for soaking, relaxing and taking it all in. And Shamrock Lake isn’t just a pretty view—it’s your gateway to adventure! Head out from your own backyard and explore Cape Coral’s connected freshwater lakes and canals, whether you’re fishing, kayaking, boating, bird watching or simply enjoying an afternoon playing on the water. Newer impact-glass windows add another valuable improvement, while electric roll-down Kevlar shutters protect your patio furniture and lanai. The two-car garage features a newer hurricane-reinforced garage door. Thanks to Hurricane Ian this lovely home has NEW vinyl siding, NEW gutters and a NEW 2024 dimensional-shingle roof. The home was repiped several years ago, the water heater is NEW in 2026 and the HVAC is approximately 10–11 years old. City water and sewer are IN AND PAID. Even better, the property is not located in a mandatory flood insurance zone and experienced no water intrusion from any storms. CAPE CORAL is known for its 400 miles of canals—more than any other city in the world—Cape Coral offers boating, fishing, kayaking, waterfront dining, golf, parks, recreation and sunshine in abundance. With easy access to Fort Myers, area beaches, airports and all that Southwest Florida has to offer, it’s easy to understand why so many people love calling the Cape home. Shamrock Lake is your playground to explore, you can fish, kayak, boat, bird watch or simply sit back and enjoy the view. Come for the LAKEFRONT LOT, stay for all the possibilities…and decide for yourself if this might just be Cape Coral’s ultimate BOGO!

850 SE 1st Terrace, Cape Coral

$524,900
3 Beds 2 Baths 2026033859 MLS
NEW ROOF! GULF ACCESS! POOL, DOCK & BOAT LIFT! Live the Southwest Florida waterfront lifestyle on a 100-foot-wide Gulf access canal with approximately 30 minutes to open water. Impeccably maintained and surrounded by lush tropical landscaping, this beautiful home offers the perfect combination of boating, relaxation, and convenience. Step inside and immediately feel at home in the open great room, where a soaring cathedral ceiling and wood-burning fireplace create a warm and inviting gathering space. The kitchen features granite countertops and flows effortlessly into the living area, making entertaining easy and keeping everyone connected. But the real magic happens outside. The spacious under-truss lanai, heated pool, private dock, and boat lift create your own waterfront retreat where mornings can begin with coffee by the pool and afternoons can turn into sunset cruises. The wide canal provides plenty of room to maneuver and offers a front-row seat to Southwest Florida's incredible wildlife. In fact, during the listing appointment, a dolphin was splashing and playing beneath the boat lift—a pretty unforgettable reminder of what life on the water can look like here! ?? Located on a quiet street yet just a stone's throw from the Midpoint Bridge, this home offers the best of both worlds: peaceful waterfront living with an easy commute to Fort Myers and close proximity to shopping, dining, entertainment, and everyday conveniences. Bring your boat, pour yourself something cold, and start living the Florida lifestyle you've been dreaming about. Homes offering this combination of a wide Gulf access canal, private dock and lift, heated pool, and an ideal location don't come along every day. Schedule your private showing and come experience it for yourself!

212 Kamal Parkway, Cape Coral

$1,095,000
4 Beds 3 Baths 2026033281 MLS
Are you looking for the ultimate boating location? How about the Southern tip of Cape Coral, 2 minutes to open water? Welcome to 5815 SW 1st Place, a beautifully remodeled direct sailboat-access home, just off the Bimini Canal and almost immediate open water access. With 4 bedrooms, 3 baths and 2,640 square feet, this home combines an exceptional boating location with a fresh, modern interior and plenty of space for the Southwest Florida lifestyle. You know you’re in for a special treat as soon as you walk in. A large, welcoming foyer introduces the home with a striking stone accent wall, high tray ceilings and crown molding. The open living areas feature modern lighting, a linear electric fireplace, front and rear stacking sliders and electric privacy shades. At the center of the home, the wraparound kitchen features an oversized breakfast bar, custom wood cabinetry, quartz countertops with matching backsplash, KitchenAid appliances and a dedicated coffee bar. The spacious primary suite opens directly to the pool area and includes a walk-in closet and completely redesigned bath with dual sinks, custom lighting and a dramatic glass-and-tile wet room featuring dual shower heads and a separate soaking tub. The 2nd and 3rd bedrooms also have sliding doors to the lanai, and the 4th bedroom is spacious too! Outside, enjoy a 35-foot heated pool, huge screened lanai, electric roll-out sunshade and plenty of space for relaxing or entertaining. Down at the water, additional deck space and a composite dock with covered boat lift put boating adventures just steps from your back door. A metal roof, front patio, professional landscape lighting and extensive updates throughout complete this move-in-ready waterfront home in one of Cape Coral's most desirable boating locations.

5815 SW 1st Place, Cape Coral

$899,900
3 Beds 2 Baths 2026034109 MLS
Deep-water, large-vessel-accommodating pool home with exceptionally quick, direct boating access! Versatile floor plan can function as either a 3-bedroom plus den or a 4-bedroom, making it well suited for personal use, vacation rental use, or both. And then there is the water! No skinny canal here. The home sits on the Marlboro Canal, an impressive 200 feet across, making it one of the widest sailboat-access canals in Cape Coral. It is particularly deep too, so bring the BIG boat. For anyone seeking an ideal Cape Coral location for a particularly large vessel, this is it. The property even offers TWO boat lifts: one is 10k lbs, while the second is a hefty 33,000 lbs & designed to accommodate a 40-foot vessel. The dock & both lifts were new in May 2023. All hurricane-rated impact windows & doors were replaced in Nov 2022, an approximately $50k upgrade. The roof was also replaced in 2022 & the home has been newly painted inside & out. Quite worth noting: in spite of this excellent boating location, this home has never experienced any flooding. Enjoy outstanding boating access with the peace of mind of knowing this home has weathered everything in A+ fashion. Even the pool was unfazed. The outdoor living space takes full advantage of the home's highly sought-after southern rear exposure. A hefty covered lanai measuring approximately 34' x 14' is complemented by a generous pool deck spanning the full width of the home. The picture-window screen enclosure provides an expansive, unobstructed view of that massive canal. There is also a large outdoor bar, perfect for entertaining. Inside, the kitchen is generously sized with abundant cabinetry, stainless steel appliances & granite countertops. Tile flooring runs throughout, with no carpet. All three bedrooms feature sliding glass doors opening directly to the lanai, an unusual perk that adds to the home's vacation-rental appeal. There is a convenient pool bath too. The oversized primary suite is approximately 20 feet long & includes two closets plus a large primary bath with double sinks, a frameless shower enclosure & large jetted tub. The spacious living room features vaulted ceilings & a classic fireplace, while the large laundry room provides abundant storage. The location is excellent both by car & boat. You are minutes from the river by boat & just around the corner from Slipaway Marina, with numerous waterfront food options, live entertainment & nearby fuel for filling up the boats. Assumable flood ins too. With deep sailboat access, an exceptionally wide canal, accommodations for large vessels, 2 boat lifts, southern rear exposure, a generous pool & outdoor entertaining area, plus a flexible 3-bedroom-plus-den or 4-bedroom floor plan, this property offers a combination increasingly difficult to find. This sailboat-access home is currently being offered at a discounted price, so take advantage! Be sure to view the virtual tour links for larger-format photos & a full 3D interactive walkthrough.

1826 SE 45th Street, Cape Coral

$250,000
4 Beds 2 Baths 2026033766 MLS
THIS IS AN AUCTION. We are accepting offers through  bidding only. Bidding ends on 08/20/26 at 3:00 pm and the list price is $250,000. There is no reserve. There is a buyer premium that will be added to the final sales price. Some homes have a backyard. This one has a shoreline. The house wraps around the pool the way a courtyard wraps around a garden, and the view runs from the front door straight across the negative-edge pool and down the canal beyond it. Start the day where the sun comes up, on the lanai with coffee while the light spreads over the water. The pool is heated saltwater and cleans itself, and the spill-over spa turns out to be the best seat in the house on the Fourth of July when the neighborhood fireworks go up. Wet feet never need to cross the living room. A full pool bath opens to the lanai, and there is an outdoor shower besides. Brick and rock terraces step down to a concrete dock set on 80 feet of seawall. Bass live in this canal. Kayaks slide in right off the steps, and the freshwater chain runs out to Kennedy Lake for a slow afternoon of paddling. No lawn waits behind the house. The outdoor life here happens on pavers and at the water's edge. Inside, 2,666 square feet under air makes this the largest waterfront pool home in its immediate market area. Four real bedrooms sit on a split plan, and the owner's suite occupies its own wing with a walk-in closet, dual sinks, a soaking tub, and a walk-around shower. The den is a proper library, shelves to the ceiling with a rolling ladder. Ten-foot ceilings and arched windows keep the rooms bright. The kitchen has an island and a big pantry, and the breakfast bar faces the living area so the cook never leaves the conversation. The interior was professionally repainted, the owner's suite has updated flooring, and the kitchen gained a farmhouse sink along with a new dishwasher and disposal. The 98-inch television stays with the home. Flood Zone X means lenders do not require flood insurance. No HOA, so the home can earn its keep as a seasonal rental whenever the owners are away. Impact windows protect the bedroom wings while shutters protect the covered parts of the lanai. The roof was replaced in 2017. The oversized two-car garage carries its own mini-split air conditioning, something anyone who spends Saturdays over an engine will appreciate in August. Well water runs through a filtration system, so there is no monthly water bill, and an electric fireplace takes the edge off the occasional cool evening. Shopping and errands sit minutes away along the Pine Island Road corridor, yet the street itself stays quiet. Large waterfront pool homes rarely surface in this pocket of the northwest Cape, and nothing else on the market here comes close to this one in size. Come stand in the foyer and look straight through to the water. That view sold the current owners, and it will be the first thing your guests talk about.

1005 NW 3rd Place, Cape Coral

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