Cape Coral Homes under $1.25 million

Cape Coral Homes under $1.25 million

Welcome to Cape Coral, Florida—a vibrant city nestled in Lee County, known for its stunning waterfront views, abundant sunshine, and a lifestyle that perfectly blends relaxation and adventure. With over 400 miles of navigable waterways, Cape Coral is a boater’s paradise, offering direct access to the Gulf of Mexico and a plethora of outdoor activities. Whether you enjoy fishing, kayaking, or simply soaking in the sun, this community has something for everyone.

Cape Coral is not only a haven for water enthusiasts but also an ideal place for families and professionals seeking a serene yet active lifestyle. The city boasts excellent schools, beautiful parks, and a variety of dining and shopping options, making it a perfect place to call home.

For those looking to invest in a piece of this paradise, Cape Coral offers an impressive selection of homes under $1.25 million. From charming single-family residences to modern waterfront estates, there’s a diverse range of properties to suit various tastes and budgets. Many homes feature luxurious amenities such as private pools, expansive outdoor spaces, and stunning views of the waterways.

Living in Cape Coral means embracing a lifestyle filled with warmth, community, and endless recreational opportunities. With its affordable real estate options, now is the perfect time to discover your dream home in this enchanting city. Explore the possibilities and let Cape Coral welcome you to a life of sunshine and serenity!

Newest Cape Coral Homes under $1.25 million

2815 15th Street SW, Lehigh Acres
$360,000
3 Beds ⋅ 2 Baths ⋅ 2026045401 MLS
BRAND-NEW CONSTRUCTION | MODERN DESIGN | 3 BEDROOMS | 2 BATHROOMS | IMPACT WINDOWS & DOORS | SPACIOUS BACKYARD! Discover modern Florida living in this beautifully designed new-construction home in Lehigh Acres! Offering 3 spacious bedrooms, 2 bathrooms, a 2-car garage, and 1,621 sq. ft. of living space, this home combines contemporary style, comfort, and functionality. From the moment you arrive, the modern exterior creates an impressive first impression. Step inside to an inviting open-concept floor plan designed for everyday living and entertaining, with a seamless flow between the kitchen, dining, and living areas. The primary suite offers a comfortable private retreat, while the additional bedrooms provide flexibility for family, guests, or a home office. Situated on an approximately 0.25-acre lot, the property features a spacious backyard with plenty of potential for a future pool, outdoor kitchen, or your own private Florida oasis! Additional highlights include impact-resistant windows and doors and the benefits of brand-new construction. Conveniently located near shopping, dining, schools, and major roadways connecting to Fort Myers. YOUR OPPORTUNITY TO OWN A BEAUTIFUL BRAND-NEW HOME STARTS HERE! Schedule your private showing today!

2815 15th Street SW, Lehigh Acres
3305 NW 1st Terrace, Cape Coral
$409,000
3 Beds ⋅ 3 Baths ⋅ 2026045425 MLS
Discover exceptional value in this impeccably maintained, 2021-built home located in the highly desirable NW Cape Coral! Offering 3 spacious bedrooms, 3 FULL bathrooms, 1,971 sq. ft. of living space, and a 2-car garage, this stunning residence combines modern luxury, thoughtful design, and everyday functionality. From the moment you step inside, you'll appreciate the soaring ceilings, abundant natural light, and gorgeous porcelain tile flooring throughout. The spacious open-concept floor plan creates an inviting atmosphere, perfect for both entertaining and comfortable everyday living. The beautifully appointed gourmet kitchen is the heart of the home, featuring 42-inch cabinetry, elegant quartz countertops with a waterfall edge, stainless steel appliances, and an expansive breakfast bar offering plenty of seating. The kitchen flows seamlessly into the generous living and dining areas, creating an ideal space for gathering with family and friends. One of the home's standout features is the stunning ZERO-CORNER SLIDING GLASS DOORS, allowing you to effortlessly blend indoor and outdoor living while enjoying Southwest Florida's beautiful year-round weather. Additional highlights include HURRICANE-IMPACT WINDOWS AND DOORS THROUGHOUT, CITY WATER AND SEWER, contemporary finishes, and a thoughtfully designed layout with three full bathrooms for added convenience. LOCATION, LOCATION, LOCATION! Situated in the rapidly growing Northwest Cape Coral area, this home offers convenient access to Publix, shopping, restaurants, Pine Island Road, and nearby public boat ramps. Enjoy a short drive to charming Matlacha, known for its waterfront dining, fishing, art galleries, and laid-back island atmosphere. An assumable flood insurance policy adds additional potential value for the next owner. Whether you're searching for a full-time residence, seasonal Florida retreat, or investment opportunity, this beautifully maintained, move-in-ready home delivers the perfect combination of style, location, and value.

3305 NW 1st Terrace, Cape Coral
2010 Nelson Road N, Cape Coral
$669,900
4 Beds ⋅ 4 Baths ⋅ 2026045419 MLS
STUNNING LUXURY NEW CONSTRUCTION IN CAPE CORAL! Experience the perfect blend of modern luxury, elegance, and comfort in this breathtaking new construction home offering nearly 3,000 SQ. FT. UNDER AIR! Designed to impress, this exceptional residence features sophisticated architectural details, spacious living areas, and a beautiful combination of style and functionality. Step outside into your own PRIVATE TROPICAL PARADISE, featuring a stunning swimming pool and relaxing spa, perfect for entertaining guests or enjoying the ultimate Florida lifestyle. The terrace is equipped with protective roll-down shutters for added convenience and peace of mind. A spacious THREE-CAR GARAGE adds even more value to this remarkable property. MORE THAN JUST A HOME — IT’S THE LUXURY LIFESTYLE YOU DESERVE! Don’t miss this incredible opportunity to own a brand-new masterpiece in beautiful Cape Coral. Schedule your private showing today and fall in love with your future home!

2010 Nelson Road N, Cape Coral
4417 SW 25th Place, Cape Coral
$419,000
3 Beds ⋅ 3 Baths ⋅ 2026042186 MLS
Lovingly maintained by its original owner, this 3-bedroom, 2.5-bath pool home is a rare find! Double entry doors welcome you into formal living and dining spaces featuring soaring vaulted ceilings and views of the pool and lanai. Triple stacking sliders open the living area to the outdoors, creating an inviting setting for entertaining. Continue into the great room and eat-in kitchen, where French doors lead to your private backyard oasis with a spacious pool deck and pool. The split-bedroom floor plan offers privacy, while a dedicated laundry room, two-car garage, walk-in pantry, and walk-in primary closet provide everyday convenience and generous storage. Major updates include a new A/C in 2026, a whole-home re-pipe in 2025, and a new roof in 2018. Set in a desirable neighborhood with mature Royal Palm-lined streets and million-dollar homes, this property is conveniently located near schools, shopping, dining, entertainment, and Cape Harbour. According to the owner, the home has never flooded and has a transferable flood insurance policy with a current annual premium of $2,520. With its neutral palette, beautifully maintained spaces, and inviting outdoor setting, this home is ready for your personal touches. Schedule your private showing today!

4417 SW 25th Place, Cape Coral
3312 SE 22nd Place, Cape Coral
$411,500
3 Beds ⋅ 2 Baths ⋅ 2026045295 MLS
Move-In Ready Pool Home & Income-Producing Short-Term Rental in Desirable Palaco Grande! Enjoy the best of Southwest Florida living in this beautifully updated 3-bedroom, 2-bathroom pool home, situated on an oversized corner lot in the sought-after Palaco Grande neighborhood of Cape Coral. Offering over 1,700 square feet of living area and a 2-car garage, this property is ideal for year-round living, a seasonal retreat, or an income-producing investment. Currently operating as a short-term rental and generating income, it offers an appealing opportunity for buyers seeking a property with existing rental activity. The recently remodeled kitchen features wood cabinetry, newer stainless steel appliances, generous cabinet and counter space, and two breakfast bars, creating a welcoming space for everyday living and entertaining. New vinyl flooring in the bedrooms adds a fresh, updated touch. The spacious owner's suite features a walk-in closet and an updated bathroom with a subway-tile shower and a new seamless glass shower door. Step outside and enjoy the Florida lifestyle in your own private backyard retreat! The expansive outdoor living area features a heated pool and spa, a covered patio, and a fully fenced yard with a 6-foot white privacy fence—ideal for relaxing, entertaining, and enjoying outdoor living. Major updates include air conditioning replaced in 2021, an electrical panel updated in 2016, plumbing repiped in 2015, and a New Roof in 2022. Located in the established Palaco Grande neighborhood, this home offers convenient access to Downtown Cape Coral, Jaycee Park, the Yacht Club area, shopping, dining, beautiful beaches, and world-class fishing. RSW International Airport and Punta Gorda Airport are also within reach.

3312 SE 22nd Place, Cape Coral
2119 NW 9th Street, Cape Coral
$350,000
4 Beds ⋅ 2 Baths ⋅ 2026045417 MLS
Your next chapter starts here! Discover this 4-bedroom, 2-bathroom home in NW Cape Coral, offering room to live, work, and unwind. Four bedrooms provide the flexibility to create a home office, welcome guests, or enjoy a space dedicated to your favorite hobbies. Whether you’re searching for your first home or ready for your next move, this property deserves a spot on your list. Make it yours and bring your vision to life—schedule your private showing today!

2119 NW 9th Street, Cape Coral
3921 SW 27th Avenue, Cape Coral
$295,000
3 Beds ⋅ 2 Baths ⋅ 2026044977 MLS
Great location, close to many schools, this 3-bedroom, 2-bathroom home with a den is ready for a new owners! Nice corner lot with fenced back yard & room for a pool. New roof in 2023. Assessments are in & PAID. Tile throughout the home. Jack & Jill bathroom offers easy access from both guest bedrooms as well as the den. Located in quiet neighborhood with gulf access homes across the street. Convenient access to many great restaurants including RumRunners & Lobster Lady. Cape Harbour offers many shops, boat storage & more. Sands Park is just minutes away & offers tennis, pickleball, basketball & kids playground. Home has accordion shutters on all windows & sliders. House was freshly painted in 2024. Transferable flood insurance policy.

3921 SW 27th Avenue, Cape Coral
613 NE Juanita Place, Cape Coral
$950,000
5 Beds ⋅ 3 Baths ⋅ 2026045347 MLS
Rear to find, 5 bedrooms , 3 bathrooms , pool, RV GARAGE , 2 car garages, almost 1/2 acre corner lot.

613 NE Juanita Place, Cape Coral
4240 Palm Tree Boulevard, Cape Coral
$359,900
3 Beds ⋅ 2 Baths ⋅ 2026045418 MLS
This pool home, is on oversized corner lot, has all assessments in and pay, beautifully updated living spaces, screened lanai, and private mother-in-law suite.

4240 Palm Tree Boulevard, Cape Coral
1206 NE 4th Terrace, Cape Coral
$345,000
4 Beds ⋅ 2 Baths ⋅ 2026044969 MLS
**NO HOA • RECENTLY REMODELED • IMPACT WINDOWS • CITY WATER & SEWER ASSESSMENTS PAID!** Looking for a home with options? This one deserves a spot on your list! This **4-bedroom, 2-bath home** is currently divided into **two sides, each with 2 bedrooms and 1 bathroom**, offering possibilities for investment or living on one side while using potential rental income to help with the mortgage. **Each side has previously rented for $1,750/month, per the seller—that’s $3,500/month in historical gross rental income!** Now we have your attention, right?**** Recently remodeled with **impact windows, a 2021 roof, 2021 A/C, and a new fence installed in 2026**, this home brings more to the table than a flexible layout! Outside, enjoy **backyard space for your boat**—because the Florida lifestyle comes with a few toys! Add **NO HOA, a location outside the high-risk flood zone, and city water and sewer assessments fully paid per the seller**, and the list keeps getting better.**** **The seller is open to working out a deal! Come see it, picture the possibilities, and let’s work through the numbers to make something happen!**

1206 NE 4th Terrace, Cape Coral
1614 NE 36th Lane, Cape Coral
$449,900
4 Beds ⋅ 2 Baths ⋅ 2026045384 MLS
UNDER CONSTRUCTION — YOUR SW FLORIDA LIFESTYLE STARTS HERE! Looking for a brand-new custom home without the long wait of starting from scratch? This is your opportunity! Discover inviting comfort in this stunning Haven model, blending thoughtful design with everyday functionality. This 4-bedroom, 2-bath home features a 3-car garage and a sparkling pool with an extended paver deck and pool cage, perfect for year-round relaxation. The great room seamlessly connects to a spacious dining area and kitchen, featuring an island, pantry, and 36" upper cabinets with soft-close drawers. Elevated details like 5.25" baseboards, and PGT hurricane impact windows ensure style and security. The primary suite offers a tray ceiling, dual vanities, and an expansive walk-in closet. Triple sliding glass doors compliment the living space with natural light and lead to the pool, complete with quick access to a pool bath. Lush landscaping, featuring a 4-zone irrigation system, Floritam sod, and Florida palm trees, enhances the curb appeal. No assessments due at this time. Construction is underway, so now is the time to inquire and make this home yours! *More photos to come as construction advances*. Flood Zone X, no flood insurance required. Projected completion is April 2027.

1614 NE 36th Lane, Cape Coral
1809 SE 6th Street, Cape Coral
$459,000
3 Beds ⋅ 2 Baths ⋅ 2026042283 MLS
Loaded with upgrades and must-have enhancements, this beautifully maintained and thoughtfully remodeled 3 bedroom, 2 bath, 2 car garage, 1,731 SF Cape Coral pool home sits at the end of a freshwater canal with peaceful water views and a concrete dock. Creating a seamless indoor-outdoor living space, sets of pocket sliders open to the new (2024) expansive paver lanai, the new (2024) custom, pebble tec pool, the outdoor shower (2025), and the patio/grilling deck. A pool bath? Of course. The updated kitchen features granite countertops, quality cabinetry, LG stainless appliances, and a pantry. The kitchen is steps away from the breakfast area and the dining room making entertaining easy and enjoyable. A large, custom built-in bar (2022) is a showstopper featuring quartz countertops, a subtle glass backsplash, and glassed overhead cabinetry; an ideal spot for your beverages and/or your beverage decanters and collectibles. The built-in Hisense wine and beer coolers are a bonus. You’ll enjoy the split floor plan as well as the tastefully remodeled primary suite (2022). All three bedrooms offer walk-in closets while the inside laundry includes built-in cabinetry, a cabineted utility sink, and a LG washer and dryer (2021). Additional Upgrades Include: Roof - 2022 | A/C with Mini Split - 2023 | Electrical Panel - 2022 | Bahama Hurricane Shutters - 2023 | Front Gutters - 2023 | Rear Gutters - 2024 | Impact Garage Door – 2022 | Hot Water Heater - 2022 | Tiled & Screened Front Lanai - 2023 | Doors, Hardware, Fans, Blinds & Lighting – 2022. The fresh interior paint, and the beautiful LVT and tile flooring throughout, help to make this partially furnished home move-in ready. The abundant tropical landscaping, inclusive of numerous fruit trees and surrounded by curbing and stone, provide must-see curb appeal. Quiet street, convenient Cape Coral location, freshwater canal living. and an impressive list of improvements - this home is truly built for the Florida lifestyle! It is, without a doubt, a must-see! NO Flood Insurance Required. By The Way - I've been told that rocket launches can be observed and enjoyed from your private dock!

1809 SE 6th Street, Cape Coral
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