Punta Gorda Isles Homes under $500,000

Punta Gorda Isles Homes under $500,000

Welcome to Punta Gorda Isles, a hidden gem nestled in the heart of Florida's Charlotte County. Known for its stunning waterfront views and vibrant community, Punta Gorda Isles offers a unique blend of relaxation and recreation, making it an ideal destination for homebuyers seeking a slice of paradise.

The enchanting canals and serene waterways of Punta Gorda Isles provide residents with direct access to the Gulf of Mexico, perfect for boating enthusiasts and nature lovers alike. Imagine waking up to picturesque sunrises, enjoying morning coffee on your patio, and spending afternoons exploring the lush landscapes or indulging in water activities. This charming community is not just about beautiful views; it also boasts a rich array of dining, shopping, and cultural experiences that cater to every lifestyle.

One of the most appealing aspects of Punta Gorda Isles is the availability of homes under $500,000. Here, you can find a variety of properties that offer both comfort and style without breaking the bank. Whether you’re looking for a cozy single-family home, a modern condo, or a charming villa, Punta Gorda Isles has something for everyone. With its affordable housing options, you can enjoy the best of Florida living without sacrificing quality.

Explore the vibrant community spirit, engage with friendly neighbors, and take advantage of the numerous parks and recreational facilities that punctuate this lovely area. Punta Gorda Isles is not just a place to live; it’s a lifestyle choice that promises tranquility, adventure, and a welcoming atmosphere. Discover your dream home in this idyllic waterfront community today!

Newest Punta Gorda Isles Homes under $500,000

1535 Ultramarine Lane, Punta Gorda
$450,000
3 Beds ⋅ 2 Baths ⋅ 2026043083 MLS
Your Florida lifestyle starts here—and everything you need is already waiting! Located in the desirable Deep Creek community of Punta Gorda, this beautifully presented pool home comes turnkey furnished. Whether you’re searching for a full-time residence, seasonal retreat, or simply a place to enjoy the Southwest Florida lifestyle, this home offers comfort, convenience, and plenty of room to entertain. Step inside to discover a warm, inviting interior featuring spacious living areas, attractive flooring, and an abundance of natural light. The thoughtfully designed layout provides multiple spaces for gathering and relaxing, including a welcoming living room and an additional sitting area. The kitchen features rich wood cabinetry, granite countertops, stainless steel appliances, a decorative backsplash, and a spacious island with seating. The adjoining dining area creates an inviting setting for everything from casual breakfasts to memorable dinners with family and friends. But the real Florida magic happens outside! Four sets of sliding glass doors open to an expansive screened outdoor living area featuring a sparkling swimming pool with a new pool heater, a generous pool deck, and a covered lanai perfect for outdoor dining, entertaining, or simply relaxing with your morning coffee. Surrounded by mature tropical landscaping, this inviting space provides the perfect setting to enjoy Southwest Florida’s beautiful weather throughout the year. Just out the back door the yard has a generous portion of fenced backyard. ( A hard to find feature in the area.) Great for pets or small children! Inside, all three bedrooms offer comfortable accommodations and walk-in closets, while the primary suite provides a relaxing retreat with an ensuite bathroom featuring dual vanities and a walk-in shower. Additional features include interior laundry, a two-car garage, and a landscaped yard. Conveniently located in Deep Creek, you’ll enjoy easy access to shopping, dining, golf, parks, and the waterfront attractions of historic downtown Punta Gorda, with nearby access to I-75 for exploring everything Southwest Florida has to offer. Best of all, this home is offered turnkey furnished. No need to spend months shopping for furniture or getting everything ready. Just bring your suitcase, settle in, and start enjoying the Florida lifestyle you’ve been dreaming about. Whether you are looking for a home or an incoming producing investment property this home fits the bill. Rental history breakdown upon request. The pool is ready. The furniture is in place. Your Florida story is waiting to be written.

1535 Ultramarine Lane, Punta Gorda
240 Lewis Circle Unit 513, Punta Gorda
$295,000
3 Beds ⋅ 2 Baths ⋅ 2026042601 MLS
MOTIVATED SELLERS!!! Welcome to the desirable community of Sea Isles in Punta Gorda Isles! This fully updated FIRST FLOOR 3 bedroom 2 bath condominium has been well maintained and is being offered TURNKEY! The open and inviting floor plan is filled with natural light, creating an ideal space for everyday living or entertaining guests. The well appointed kitchen features granite countertops, plenty of cabinets for storage, and opens up to the living room and beyond to your screened in lanai. The primary suite enjoys private access to the lanai from your spacious bedroom, a walk in closet, and leads to your remodeled bathroom with a walk in shower. The two guest bedrooms and guest bathroom allow plenty of space for your guests. All bedrooms have ceiling fans and luxury vinyl plank flooring. The screened in tiled lanai has a storage unit for convenience. Enjoy boating? This unit comes with assigned boat dock #513 featuring a 14,000-pound Golden boat lift, providing quick and easy boating access to Charlotte Harbor and the Gulf of Mexico—perfect for avid boaters! Enjoy the freedom to be on the water within minutes, whether for fishing, cruising, or sunset excursions. The space can accommodate a 30 foot boat! Water and electric are available at the dock. This condo comes with 1 covered carport! Other in unit upgrades include: Storm Smart roll down hurricane screens, hurricane rated windows, a new electric panel, and several appliances with transferrable warranties. This beautiful community offers a heated in ground swimming pool, completely renovated in 2023, featuring two geothermal heating/cooling pumps to keep the temperature comfortable year round! New metal roofs have been installed on all buildings and carports. All buildings, stairways, and walkways were painted in November of 2025. Located in a well-maintained waterfront community, this unit offers a peaceful setting while remaining close to downtown Punta Gorda, Fishermen’s Village, waterfront parks, dining, shopping, and golf. Whether you’re seeking a full-time residence, seasonal retreat, or investment opportunity, this property delivers the ultimate Southwest Florida lifestyle.

240 Lewis Circle Unit 513, Punta Gorda
25248 Padre Lane, Punta Gorda
$450,000
4 Beds ⋅ 3 Baths ⋅ 226036256 MLS
ARCHITECTURALLY DISTINCTIVE, MOVE-IN READY, FURNISHED & ENERGY EFFICIENT! This spacious 4-bedroom, 3-bath smart home offers approximately 2,198 sq. ft. of comfortable living space on a quiet cul-de-sac in a desirable Punta Gorda location, close to shopping, restaurants and everyday conveniences. From the moment you arrive, you’ll appreciate the beautiful modern facade, custom architectural features and attention to detail throughout. The home is currently located outside a designated flood zone and features PAID-OFF SOLAR, offering energy savings without an additional solar payment. Inside, the open and inviting floor plan is complemented by designer furnishings, stylish details and contemporary finishes. The beautiful modern kitchen features sleek cabinetry, stainless-steel appliances and generous counter space, creating a bright and functional space for everyday living and entertaining. Enjoy added peace of mind with a roof and rain gutters approximately 3 years old with top-of-the-line shingles, along with included hurricane shutters. The home also features smart-home technology, an irrigation system and energy-efficient features throughout. Furniture is included, making this a truly move-in-ready opportunity for a full-time residence, seasonal retreat or Florida getaway. With its architecturally distinctive design, cul-de-sac setting, paid solar, newer major improvements and convenient location, this home offers an impressive combination of style, comfort and functionality. Just bring your suitcase and start enjoying the Florida lifestyle!

25248 Padre Lane, Punta Gorda
1640 Atares Drive Unit 16, Punta Gorda
$250,000
3 Beds ⋅ 2 Baths ⋅ 2026041532 MLS
The Golf Course Villas are a hidden gem, tucked away at the end of Atares in a cul-de-sac neighborhood surrounded by St. Andrews Golf Course with beautiful water & golf course views... not to mention the sunsets. This 3 bedroom, 2 bath home has a two car garage, tons of storage, walk in closets, outdoor living space, NEW AC IN 2024, and the list goes on. This community has never flooded. The villa buildings were freshly painted in 2025 & re-roofed in 2024, making it the perfect maintenance-free home near downtown Punta Gorda with easy access to 41 and I75, all Southwest Florida airports, medical facilities, spring training events, restaurants, water sports and beaches. Whether you're a golf enthusiast or simply seeking a serene retreat in Southwest Florida, this villa offers the best of both worlds. This one is a must-see.

1640 Atares Drive Unit 16, Punta Gorda
1318 WESLEY Drive Unit 124B, Punta Gorda
$249,900
2 Beds ⋅ 2 Baths ⋅ 2026017196 MLS
Welcome to Silver Cove in Punta Gorda. This beautifully updated second-floor condo offers the perfect blend of comfort, convenience, and waterfront living. Enjoy peace of mind with elevated living—no flood insurance required—while taking in breathtaking canal views right from your home. Nestled on a quiet cul-de-sac, this property provides a serene setting with Gulf access, making it ideal for boating enthusiasts. A private boat slip is available for purchase of $10,000, conveniently located close to the unit for easy access. Inside, the condo features a fully revamped interior with a modern touch, creating a fresh and inviting living space ready for immediate enjoyment. The low HOA fee adds exceptional value, covering all exterior maintenance so you can focus on enjoying the Florida lifestyle. Residents also have access to a well-maintained community pool, perfect for relaxing year-round. Whether you're searching for a full-time residence or seasonal escape this property offers an unbeatable combination of location, lifestyle, and waterfront charm.

1318 WESLEY Drive Unit 124B, Punta Gorda
3230 White Ibis Court Unit A2-2, Punta Gorda
$229,000
2 Beds ⋅ 2 Baths ⋅ 2026008185 MLS
FOLLOW THE RAINBOW TO THE POT OF GOLD! TO THIS WATERFRONT CONDO IN PGI WITH NEW ROOF IN 2023!!!! It's time to own a place in paradise. Check out this 2 bed/2 bath, top floor unit at White Ibis Condominiums with stunning water views from every window and the oversized lanai. Condo was damaged during Hurricane Ian and has been fully renovated from the studs inward with a totally modern and thoughtful design. 2023 Updates include Curava recycled glass counter top, all new appliances throughout plus a built in wine cooler, laundry sink added to the laundry room, pine bifold closet doors throughout, pine tongue and groove ceiling in lanai, luxury vinyl plank flooring, vinyl sliders on lanai and much more! Condo board is proactive in ongoing maintenance of common elements such as re-design of the new roof, repainting the buildings, landscaping, and driveway painting. This is a small complex of only 12 units with friendly and socially active neighbors. Move in and enjoy watching wildlife in your backyard and canal while enjoying a brand new maintenance free condo!

3230 White Ibis Court Unit A2-2, Punta Gorda
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