St James City Homes with Canal Access Waterfront

St James City Homes with Canal Access Waterfront

Welcome to St. James City, a hidden gem nestled on the serene Pine Island in Lee County, Florida. This charming coastal community is a paradise for nature lovers and water enthusiasts alike, boasting a laid-back atmosphere and breathtaking waterfront views. With its lush landscapes and vibrant wildlife, St. James City offers a unique blend of tranquility and adventure, making it the perfect place to call home.

One of the standout features of St. James City is its stunning homes with canal access. Imagine waking up to the gentle sound of waves lapping against your dock as you sip your morning coffee while soaking in the warm Florida sunshine. These waterfront properties provide direct access to the Gulf of Mexico, making it easy for boating, fishing, and kayaking enthusiasts to explore the pristine waters and discover the unspoiled beauty of the surrounding islands.

In addition to its waterfront allure, St. James City offers a tight-knit community feel, where neighbors become friends and every day feels like a vacation. The local dining scene is a delightful mix of fresh seafood restaurants and cozy cafes, perfect for enjoying a leisurely meal after a day on the water. The nearby parks and nature preserves invite outdoor activities, from birdwatching to hiking, ensuring that adventure is always just a stone's throw away.

Whether you’re seeking a seasonal retreat or a permanent residence, St. James City’s canal-access homes offer an idyllic lifestyle where the beauty of nature meets the comforts of home. Come experience the magic of St. James City and discover the perfect place to create lasting memories.

Newest St James City Homes with Canal Access Waterfront

$859,900
3 Beds ⋅ 2 Baths ⋅ 2026033940 MLS
**ASSUMABLE FLOOD INSURANCE POLICY UNDER $1,000 PER YEAR!** Experience the ultimate Southwest Florida waterfront lifestyle in this beautifully remodeled 3-bedroom, 2-bath pool home, completely updated in 2019 and designed for effortless indoor-outdoor living. No hurricane or storm surge water has ever entered the home, offering an added level of peace of mind. Boaters will appreciate the exceptional direct, deep-water access providing an easy route to Pine Island Sound, the Gulf, nearby beaches, island destinations & some of Southwest Florida’s most renowned fishing grounds. The impressive waterfront setup features two boat lifts—10,000 lb & 7,000 lb—both equipped with GEM remotes, a boathouse with metal roof, composite dock with water & electric, plus a fish cleaning station. Inside, vaulted ceilings and abundant natural light enhance the open great room concept with a desirable split-bedroom floor plan. Expansive sliders extend the living space directly to the lanai, creating a seamless connection between indoors & out. The kitchen is the focal point of the home, showcasing a large island with waterfall-edge granite, granite countertops, tile backsplash, under-cabinet lighting, Bosch dishwasher, stainless steel appliances, abundant drawers & cabinetry, plus a pantry with convenient pull-out shelving. A separate beverage area in the dining room adds the perfect touch for entertaining. The spacious primary suite offers private lanai access through sliders, two walk-in closets and an en suite bath with dual sinks & a walk-in shower featuring multiple shower heads. Both guest bedrooms are generously sized and can accommodate king-size beds, while the guest bath conveniently doubles as a pool bath. Step outside to your private waterfront oasis featuring an electric & solar-heated pool with waterfall accent and a lanai spanning the full length of the home, including a generous under-truss area with plenty of room for dining, lounging & entertaining. Additional features include an in-residence laundry room with utility sink, 2-car garage with workbench, generator plug & transfer switch, new tile flooring throughout all main living areas with carpet in the bedrooms, accordion shutters throughout the entire home, and electric roll-down shutters protecting the lanai. Whether you're heading out for a day of fishing on Pine Island Sound, cruising to the Gulf, island hopping to nearby beaches or simply relaxing poolside, this home puts the best of the Southwest Florida boating lifestyle right outside your back door.

3795 Manatee Drive, St James City
$270,000
2026032891 MLS
Build your dream waterfront home in one of St. James City's premier boating communities! This oversized Gulf access homesite offers deep, direct, no-bridge access to the Gulf, making it an ideal location for boaters and anglers alike. The property is already improved with a seawall, private dock, and a covered boat slip, providing an excellent head start on your waterfront lifestyle. The lot has been cleared and is ready for your vision, with plenty of room to design a custom home, pool, and outdoor entertaining area. An added bonus is the additional parcel across the street, perfect for extra parking, storage, or creating your own tropical garden retreat. Spend your days exploring Pine Island Sound, fishing the world-famous backwaters, or boating to Sanibel, Captiva, Cayo Costa, Boca Grande, and the Gulf of Mexico—all just minutes from your backyard. This is a rare opportunity to secure a ready-to-build waterfront lot in the heart of island living.

3606 Pinetree Drive, St James City
$874,000
3 Beds ⋅ 3 Baths ⋅ 2026031849 MLS
Discover the perfect blend of luxury, coastal elegance & Southwest Florida's ultimate boating lifestyle in this beautifully remodeled (2025) waterfront retreat. Nestled in a peaceful setting w/ protected preserve land directly across the street that can never be built on, this home offers exceptional privacy. Boaters will love the new composite dock w/ a 10,000-lb & 20,000-lb boat lift, offering quick, deep-water access to Pine Island Sound, world-class fishing & island hopping to Sanibel, Captiva, Cayo Costa, Boca Grande & beyond. Even more impressive—this home has never experienced flooding from any storm. From the moment you step inside, you'll appreciate the bright, open great room floor plan, soaring ceilings, abundant natural light & desirable southern exposure. Whitewashed wood flooring thruout creates a warm coastal chic feel, while a custom shiplap feature wall w/ raw-edge wood shelving & a built-in electric fireplace is the focal point of the great room. Expansive pocketing sliding glass doors seamlessly connect the indoor living space to the lanai for effortless indoor-outdoor living & entertaining. The dream kitchen features white raised-panel cabinetry accented w/ crown molding, under-cabinet lighting, quartz countertops, a striking navy tile backsplash, new stainless steel appliances (2025) & an oversized island overlooking the great room. The thoughtfully designed split-bedroom floor plan provides exceptional privacy. The primary suite features private lanai access, dual walk-in closets, two custom vanities & a tiled walk-in shower w/ multiple shower heads. Guests enjoy their own private wing w/ two spacious bedrooms, walk-in closets & the ability to close off the guest wing for added privacy. One guest bedroom also offers direct lanai access, plus a convenient pool bath. Outdoor living truly shines w/ a new picture-window pool cage (2024) framing the waterfront views, a heated saltwater pool w/ sun shelf & water features, new pool pump (2024), Cavalier electric hurricane screens & a custom gondola-style tiki bar w/ built-in bar, creating the perfect space for entertaining. The oversized lot offers room for trailer parking, while the 3-car garage w/ epoxy floors, impact windows & doors, new AC (2025) & 2024 standing seam metal roof provide lasting quality & peace of mind. Combining high-end finishes, outstanding construction, incredible outdoor living & exceptional boating access, this is more than just a waterfront home—it's the Southwest Florida lifestyle you've been dreaming about.

3921 Galt Island Avenue, St James City
$350,000
2 Beds ⋅ 2 Baths ⋅ 2026032296 MLS
Your own slice of WATERFRONT paradise in the highly sought-after Cherry Estates Waterfront Community in St. James City. Perfectly positioned on a beautifully landscaped corner lot, this fully furnished two-bedroom, two-bath home offers the relaxed island lifestyle you’ve been dreaming of. Inside, you’ll find a spacious open-concept great room that’s ideal for entertaining, along with an oversized primary suite featuring a large private bath. The home is truly move-in ready and includes everything you need—from the furniture and beds to the sofas, chairs, and TVs. Skylights fill the interior with natural light, while the durable metal roof provides lasting peace of mind. Step outside to enjoy your screened porch overlooking the saltwater canal, where you’ll experience the tranquility of waterfront living every day. With DIRECT GULF ACCESS from your backyard, you’ll be just minutes from some of Southwest Florida’s finest boating, fishing, shelling, and island-hopping destinations. Whether you’re heading out for a day on the water or enjoying a sunset cruise, this is a boater’s dream come true. Additional upgrades include a seawall replaced in 2018 and insulated carport panels for added comfort and functionality. Located in the charming fishing village of St. James City, you’ll love the laid-back island atmosphere, waterfront restaurants, nearby marinas, and endless opportunities to enjoy the natural beauty of Pine Island. Whether you’re looking for a seasonal retreat, full-time residence, or waterfront getaway, this home offers the perfect combination of comfort, convenience, and the true Florida waterfront lifestyle.

3032 Bounty Lane, St James City
$225,000
2026032308 MLS
Prime waterfront property located on a quiet cul-de-sac in the coastal community of St. James City on Pine Island. Situated at 2692 N Ibis Ct, this oversized 0.14-acre (6,098 sq ft) vacant lot offers approximately 60 feet of concrete seawall frontage with direct canal access out to Pine Island Sound, Sanibel, Captiva, and the Gulf of Mexico. Ideal for boaters and anglers, the property comes improved and ready for immediate enjoyment with a private wooden dock featuring an electric boat lift. The lot is cleared and equipped with a concrete pad, existing electric hookups, central water, septic tank connection, and an outdoor storage shed. Zoned MH-1 in the Gulf Haven community with no HOA fees, offering flexible development options for a custom coastal home or manufactured dwelling. Conveniently located near local marina facilities, dining, world-class tarpon fishing, and boating routes. The RV currently located on site is negotiable separately with the sale, it may potentially be rented through AirBnB, so please do not disturb the tenants.

2692 N Ibis Court, St James City
$380,000
4 Beds ⋅ 2 Baths ⋅ 2026031560 MLS
Step into coastal living at its best with this spacious and inviting 4-bedroom, 2-bath ocean-access home—designed for comfort, durability, and effortless enjoyment. Elevated just five steps, the interior strikes the perfect balance: high enough to help guard against flooding, yet easy to access without the hassle of long stair climbs. Built with a wood frame and reinforced with CBS additions at both the front and rear, this home has proven its resilience through multiple hurricanes—and has since been further upgraded for even greater storm protection. The low-maintenance lot is thoughtfully finished with concrete, shell, and functional outdoor space, giving you more time to relax and less time on upkeep. Boaters and outdoor enthusiasts will love the tall garage, bonus utility room, and excellent water access. Inside, the home shines with quality upgrades and stylish finishes throughout: Durable 5-ply roof and new siding Impact-resistant windows and doors Granite countertops in the kitchen and bathrooms, paired with solid wood cabinetry and new vanities Stainless steel appliances and water-resistant flooring Cedar accent walls for a warm, coastal touch Modern A/C system with Nest thermostat Tankless water heater and Ring floodlight system New blinds and fully furnished interior The large deck out back is perfect for entertaining. New boat lift motors, Gem remote lift, and wax-impregnated canopy deck This move-in-ready property is the ultimate turnkey retreat—perfectly set up for years of boating, fishing, and laid-back coastal living.

3827 Coconut Drive, St James City
$389,000
2 Beds ⋅ 2 Baths ⋅ 2026029221 MLS
PRICE REDUCED!! NOW 389,000! Direct Gulf Access • Island Vibes • Laid-Back St. James City Living!! St. James City Waterfront Living — Minutes to Open Gulf Waters! Welcome to your slice of island life in St. James City on beautiful Pine Island, FL. This direct Gulf-access manufactured home sits on a quiet canal just minutes from open water, offering effortless boating, world-class fishing, and postcard sunsets right from your own backyard. Step outside and embrace the laid-back coastal lifestyle — fish from your private dock, launch your boat from your 8k lb boat lift for a day on the Gulf, or unwind as the sky glows over the mangroves each evening. This is the kind of place where neighbors wave from golf carts, salty breezes drift through the palms, and every day feels like vacation. Property & Lifestyle Highlights: 2023 manufactured home with 2 bedroom & 2 bath open concept great for entertaining! Stainless steel appliances, and a kitchen island with seating to accommodate your guests. Open and bright functional space with plenty of room for dinner parties. Large covered deck facing the canal where you can enjoy your morning coffee and watch your neighbors boat by. Large concrete dock, composite dock and 8k lb boat lift with canopy for your boating adventures! Direct Gulf access — no bridges, no delays, just pure boating freedom! Private dock for fishing, kayaking, or keeping your boat ready to go. Island vibe with maintenance free landscaping and relaxed coastal charm. Golf-cart friendly community — ride to waterfront restaurants, bars, and shops. Live music and local seafood minutes away! Sunset views that make every evening unforgettable. Whether you’re seeking a weekend escape, a full-time coastal retreat, or a vacation rental opportunity, this home delivers the best of Pine Island living — laid back, waterfront, and wonderfully unhurried. Schedule your private showing today and discover the relaxed beauty of island living!

3822 Blueberry Lane, St James City
$320,000
2 Beds ⋅ 2 Baths ⋅ 2026030527 MLS
Tucked away in the quaint boating community of St. James City, this completely remodeled waterfront property offers a serene escape with direct Gulf access and breathtaking canal views. With over 90 ft. of seawall and boating dockage, there is plenty of room for your toys! Imagine stepping into a home where every detail has been thought of from the gleaming new flooring beneath your feet to the freshly painted walls that envelop you in warmth. The kitchen invites all to gather with a comfy breakfast bar and open concept for entertaining. Newer stainless appliances and pretty new cabinets make ready for the chef of the family. Beyond the walls, a large expansive patio and screened lanai beckon you to unwind, providing an idyllic vantage point to gaze upon the waterway that leads to the majestic Gulf of Mexico. Whether you’re drawn by the allure of some of the best fishing right out your back door or the convenience of nearby dining, shopping, and seafood markets, this home is a gateway to the delights of coastal living. With beautiful beaches just a short boat ride away, this property isn't just a home; it's a lifestyle waiting to be embraced. With an extra large lot , you are able to store your RV on the east side of your home and hook right up to your own RV hookup!! Your surroundings are always alive with nearby craft markets, neighborhood music gatherings, festivals and lots of fun things to do. This is a great second home opportunity, fantastic investment property or home sweet home!!

3653 Dewberry Lane, St James City
$999,000
2 Beds ⋅ 2 Baths ⋅ 2026030275 MLS
Rare opportunity to own a DIRECT GULF ACCESS waterfront pool home situated on TWO oversized lots with an impressive 120 feet of waterfront in the heart of beautiful Pine Island. Offering quick, unrestricted boating access with no bridges, this exceptional property is just a short ride to Sanibel, Captiva, Cayo Costa, and some of Southwest Florida's most renowned fishing waters. Whether you're heading offshore for world-class fishing, cruising to waterfront restaurants, or exploring secluded barrier islands, this location is truly second to none. Designed for both comfort and peace of mind, the home features a durable metal roof, impact-resistant windows, and a brand-new Generac whole-house generator fueled by "three" 300-gallon propane tanks, ensuring you're well prepared year-round. A spacious waterfront viewing platform provides the perfect place to relax, entertain, or simply soak in the expansive water views and unforgettable Florida sunsets. The sparkling pool overlooks the canal, creating an ideal setting for outdoor living, while the generous waterfront offers ample space for your boating lifestyle. Surrounded by the natural beauty of Pine Island, you'll enjoy a relaxed Old Florida atmosphere with nearby marinas, waterfront restaurants, kayaking, nature preserves, and endless opportunities for boating and fishing. Properties offering two lots, 120 feet of waterfront, direct Gulf access, and premium upgrades like these are exceptionally rare.

2272 York Road, St James City
$545,000
2 Beds ⋅ 2 Baths ⋅ 2026029942 MLS
Discover the potential of this waterfront pool home in the heart of St. James City! This 2-bedroom, 2-bath home offers the perfect blend of boating, relaxation, and opportunity with quick Gulf access, a private dock, boat lift, and a screened lanai featuring a pool and spa. Whether you're heading out for a day of world-class fishing, exploring the nearby islands, or simply enjoying life on the water, this property is all about the Southwest Florida lifestyle. Inside, you'll find a spacious, light-filled layout that provides the perfect canvas for your personal vision. This home is ready for its next chapter, offering an incredible opportunity to create your dream waterfront retreat while adding your own style and finishes. Step outside and enjoy everything waterfront living has to offer. Relax by the pool, unwind in the spa, entertain on the screened lanai, or hop on your boat from the private dock and be in open water within minutes. With sought-after boating access and outdoor amenities already in place, you can focus on making the interior your own. Located in the laid-back boating community of St. James City, you'll enjoy easy access to waterfront dining, marinas, world-class fishing, and endless opportunities to explore the Gulf waters. Whether you're searching for a full-time residence, seasonal getaway, or investment opportunity, this property offers an outstanding chance to own a slice of paradise and create the waterfront home you've always envisioned.

2456 Sycamore Street, St James City
$275,000
2026029553 MLS
Buy now and build later or get started today. Looking for a home? We'll connect you with the community builder or recommend another great local builder. This oversized lot is situated on the West Side of Treasure Cove and Overlooks Mangroves for a view that will NEVER be replaced by something man-made. Because of its large size, you could build a Bigger House, ADD A POOL, Larger Garage, the possibilities are endless. This development offers sewer which allows you to fit a much larger home than other areas of St James City and NO septic to maintain. With 100 ft of seawall you can place your lift to the side and enjoy the beautiful water views. Cleared and ready to get you on "Island Time".

3155 Trawler Lane, St James City
$499,000
2 Beds ⋅ 2 Baths ⋅ 2026028499 MLS
Welcome to the boating and fishing paradise of St. James City! This new manufactured home sits on a direct-access canal just minutes to open water on Pine Island Sound and San Carlos Bay—with Sanibel and Captiva only a short boat ride away. A new composite dock with boat lift and low-maintenance rock/shell landscaping means more time on the water and less time on yard work. Inside, an open-concept kitchen and living area spans the canal side of the home, capturing wide water views and beautiful natural light. Whether you’re casting off at sunrise or unwinding at sunset, this is coastal living made easy. Don’t miss your chance to own a piece of paradise. Call today to schedule your private showing.

2452 York Road, St James City
Start Your Search