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Experience exceptional waterfront living in St. James City, where a prime tip-lot location w/ 183 feet of seawall, expansive intersecting canal views & outstanding boating amenities create the ultimate Southwest Florida island retreat! Meticulously maintained & thoughtfully updated, this residence offers a straight shot to the Intracoastal Waterway, providing quick, direct, no-bridge access to Pine Island Sound, the Gulf, world-class fishing & beautiful beaches of Sanibel, Captiva, Cayo Costa & Fort Myers Beach. Adding exceptional value is assumable flood insurance under $600 annually, subject to carrier approval. A boater's paradise featuring 12K & 8K boat lifts, a covered boathouse, composite docks, jet ski lifts, dockside water & electric & seawall new in 2007. Tropical landscaping creates privacy & seclusion, while the fenced & gated entrance adds exclusivity. The ground level is a resort-style oasis featuring an electrically heated saltwater pool & spa, firepit area, outdoor shower & expansive covered outdoor living spaces w/ dining & lounge areas, perfect for entertaining after a day on the water. Additional features include utility & storage space, covered parking for 2–3 vehicles, an RV pad w/ 30-amp service, whole-house generator & propane tanks. The main living level is light, bright & designed to capture waterfront views from nearly every angle. Expansive windows fill the open-concept great room w/ natural light, flowing seamlessly into the remodeled kitchen featuring granite countertops, quartz center island, glass tile backsplash, black stainless steel appliances, gas double oven & walk-in pantry. Sliders open to wraparound decks along the rear & side of the residence, blending indoor & outdoor living while showcasing spectacular water views. Two guest bedrooms, one w/ sliders to the deck, & a guest bathroom complete this level. The entire upper level is dedicated to a private primary suite featuring soaring vaulted ceilings, a generous bedroom, walk-in closet & en suite bath w/ dual-sink vanity & walk-in shower w/ multiple showerheads. Step onto your private waterfront deck to enjoy coastal breezes & beautiful water views. Crowning this residence is a rooftop terrace offering breathtaking panoramic views stretching for miles across the Intracoastal Waterway toward Sanibel & Fort Myers, an extraordinary setting for enjoying sunsets & the beauty of Southwest Florida. Updates & features include a new metal roof (2023), fresh exterior paint (2026), Hardie board siding, impact-resistant windows, sliders & entry doors, two elevated A/C systems & a mini-split. With exceptional boating facilities, direct Gulf access & a beautifully maintained residence designed for indoor-outdoor living, this property embodies the luxury island lifestyle. Spend your days cruising the islands, fishing the Gulf waters, exploring secluded beaches or relaxing in your own waterfront paradise. This is St. James City living at its finest!

3 Beds ⋅ 2 Baths ⋅ 2026044372 MLS

Experience exceptional waterfront living in St. James City, where a prime tip-lot location w/ 183 feet of seawall, expansive intersecting canal views & outstanding boating amenities create the ultimate Southwest Florida island retreat! Meticulously maintained & thoughtfully updated, this residence offers a straight shot to the Intracoastal Waterway, providing quick, direct, no-bridge access to Pine Island Sound, the Gulf, world-class fishing & beautiful beaches of Sanibel, Captiva, Cayo Costa & Fort Myers Beach. Adding exceptional value is assumable flood insurance under $600 annually, subject to carrier approval. A boater's paradise featuring 12K & 8K boat lifts, a covered boathouse, composite docks, jet ski lifts, dockside water & electric & seawall new in 2007. Tropical landscaping creates privacy & seclusion, while the fenced & gated entrance adds exclusivity. The ground level is a resort-style oasis featuring an electrically heated saltwater pool & spa, firepit area, outdoor shower & expansive covered outdoor living spaces w/ dining & lounge areas, perfect for entertaining after a day on the water. Additional features include utility & storage space, covered parking for 2–3 vehicles, an RV pad w/ 30-amp service, whole-house generator & propane tanks. The main living level is light, bright & designed to capture waterfront views from nearly every angle. Expansive windows fill the open-concept great room w/ natural light, flowing seamlessly into the remodeled kitchen featuring granite countertops, quartz center island, glass tile backsplash, black stainless steel appliances, gas double oven & walk-in pantry. Sliders open to wraparound decks along the rear & side of the residence, blending indoor & outdoor living while showcasing spectacular water views. Two guest bedrooms, one w/ sliders to the deck, & a guest bathroom complete this level. The entire upper level is dedicated to a private primary suite featuring soaring vaulted ceilings, a generous bedroom, walk-in closet & en suite bath w/ dual-sink vanity & walk-in shower w/ multiple showerheads. Step onto your private waterfront deck to enjoy coastal breezes & beautiful water views. Crowning this residence is a rooftop terrace offering breathtaking panoramic views stretching for miles across the Intracoastal Waterway toward Sanibel & Fort Myers, an extraordinary setting for enjoying sunsets & the beauty of Southwest Florida. Updates & features include a new metal roof (2023), fresh exterior paint (2026), Hardie board siding, impact-resistant windows, sliders & entry doors, two elevated A/C systems & a mini-split. With exceptional boating facilities, direct Gulf access & a beautifully maintained residence designed for indoor-outdoor living, this property embodies the luxury island lifestyle. Spend your days cruising the islands, fishing the Gulf waters, exploring secluded beaches or relaxing in your own waterfront paradise. This is St. James City living at its finest!

3548 Jade Avenue, St James City

$997,000

Rare triple waterfront property at the southern end of Pine Island on Emerald Ave! Situated on an oversized triple 180' x 110' lot with direct access to San Carlos Bay and the Gulf... this "turnkey" 3-bedroom, 2-bath ranch home offers an exceptional waterfront lifestyle. The updated home features a screened entry, tiled floor thru-out living room, updated kitchen, glass-enclosed Florida room with water views, split-bedroom floor plan, and primary suite with private bath. Off the kitchen, the cabana room provides convenient access to the resort-style pool area. The approximately 10' deep pool features a beach-style walk-in Baja shelf, a rock waterfall in the rock grotto, the Diving structure remains in place; diving board has been removed. Boaters will appreciate the large Captain's Dock with composite decking, two boat lifts (5,000-lb and 12,000-lb), boat ramp, and boathouse offering additional storage and workshop space. The canal provides quick access to open water, San Carlos Bay, and the Gulf. Tropical landscaping and the expansive triple lot provide plenty of outdoor space and privacy. A unique Pine Island waterfront property with extensive boating and outdoor amenities.

3 Beds ⋅ 2 Baths ⋅ 2026039442 MLS

Rare triple waterfront property at the southern end of Pine Island on Emerald Ave! Situated on an oversized triple 180' x 110' lot with direct access to San Carlos Bay and the Gulf... this "turnkey" 3-bedroom, 2-bath ranch home offers an exceptional waterfront lifestyle. The updated home features a screened entry, tiled floor thru-out living room, updated kitchen, glass-enclosed Florida room with water views, split-bedroom floor plan, and primary suite with private bath. Off the kitchen, the cabana room provides convenient access to the resort-style pool area. The approximately 10' deep pool features a beach-style walk-in Baja shelf, a rock waterfall in the rock grotto, the Diving structure remains in place; diving board has been removed. Boaters will appreciate the large Captain's Dock with composite decking, two boat lifts (5,000-lb and 12,000-lb), boat ramp, and boathouse offering additional storage and workshop space. The canal provides quick access to open water, San Carlos Bay, and the Gulf. Tropical landscaping and the expansive triple lot provide plenty of outdoor space and privacy. A unique Pine Island waterfront property with extensive boating and outdoor amenities.

3596 Emerald Avenue, St James City

$1,155,000

Highlights: Over 100 feet of brand-new composite dock & pilings • Dual 14,000 lb boat lifts • Fully furnished, turnkey • Never flooded • Expansive outdoor entertaining area • Quick Gulf access Welcome to your island escape at 3656 Emerald Ave in the heart of St. James City on beautiful Pine Island—where the pace slows down, the sunsets feel a little brighter, and life revolves around the water. From the moment you arrive, you’ll feel the easy rhythm of true island living. This waterfront retreat is designed to let you enjoy the coastal lifestyle to the fullest, whether you're heading out for an early-morning fishing trip or gathering with friends as the sky turns shades of orange and pink over the water. Step outside and you’ll discover what makes this property special: over 100 feet of brand-new composite dock stretching along the waterfront, complete with two new 14,000lb boat lifts so your boats are always ready for adventure. With quick access to some of Southwest Florida’s most incredible fishing and boating waters, days spent exploring the surrounding islands, sandbars, and the open waters of the nearby Gulf are simply part of everyday life here. The expansive outdoor entertaining area poolside invites you to relax, grill fresh-caught fish, host sunset cocktails, or simply unwind while watching boats drift by. It’s the kind of space where memories are made—barefoot evenings, salty breezes, and laughter carrying across the water. Inside, the home is sold fully furnished, so you can step right into the island lifestyle from day one. Light-filled living spaces create a welcoming atmosphere that feels both comfortable and coastal, making it the perfect retreat after a day on the water. Featuring an open floor plan, 2 bedrooms with pool access, and a third bedroom for all your guests. The master ensuite bathroom has a deep soaking tub, large walk-in shower, dual sinks, and dual walk-in closets for the perfect coastal retreat. The second bath has pool access, making it easy to transition from boating and the pool to everything Saint James City has to offer. For added peace of mind, the home has never flooded, offering confidence along with its incredible waterfront setting. Tucked into the charming community of St. James City, you’re just moments from local marinas, waterfront restaurants, and the laid-back island culture that makes Pine Island so beloved. Here, neighbors wave as they pass by the boat, trade fishing stories at sunset, and every day feels a little like vacation. If you’ve been dreaming of a place where boating, fishing, and waterfront living come naturally, 3656 Emerald Ave is more than a home; it’s your gateway to island life.

3 Beds ⋅ 2 Baths ⋅ 2026012221 MLS

Highlights: Over 100 feet of brand-new composite dock & pilings • Dual 14,000 lb boat lifts • Fully furnished, turnkey • Never flooded • Expansive outdoor entertaining area • Quick Gulf access Welcome to your island escape at 3656 Emerald Ave in the heart of St. James City on beautiful Pine Island—where the pace slows down, the sunsets feel a little brighter, and life revolves around the water. From the moment you arrive, you’ll feel the easy rhythm of true island living. This waterfront retreat is designed to let you enjoy the coastal lifestyle to the fullest, whether you're heading out for an early-morning fishing trip or gathering with friends as the sky turns shades of orange and pink over the water. Step outside and you’ll discover what makes this property special: over 100 feet of brand-new composite dock stretching along the waterfront, complete with two new 14,000lb boat lifts so your boats are always ready for adventure. With quick access to some of Southwest Florida’s most incredible fishing and boating waters, days spent exploring the surrounding islands, sandbars, and the open waters of the nearby Gulf are simply part of everyday life here. The expansive outdoor entertaining area poolside invites you to relax, grill fresh-caught fish, host sunset cocktails, or simply unwind while watching boats drift by. It’s the kind of space where memories are made—barefoot evenings, salty breezes, and laughter carrying across the water. Inside, the home is sold fully furnished, so you can step right into the island lifestyle from day one. Light-filled living spaces create a welcoming atmosphere that feels both comfortable and coastal, making it the perfect retreat after a day on the water. Featuring an open floor plan, 2 bedrooms with pool access, and a third bedroom for all your guests. The master ensuite bathroom has a deep soaking tub, large walk-in shower, dual sinks, and dual walk-in closets for the perfect coastal retreat. The second bath has pool access, making it easy to transition from boating and the pool to everything Saint James City has to offer. For added peace of mind, the home has never flooded, offering confidence along with its incredible waterfront setting. Tucked into the charming community of St. James City, you’re just moments from local marinas, waterfront restaurants, and the laid-back island culture that makes Pine Island so beloved. Here, neighbors wave as they pass by the boat, trade fishing stories at sunset, and every day feels a little like vacation. If you’ve been dreaming of a place where boating, fishing, and waterfront living come naturally, 3656 Emerald Ave is more than a home; it’s your gateway to island life.

3656 Emerald Avenue, St James City

$694,000

Come see this very pretty home located on the 2nd canal in from the bay which takes just a couple of minutes ride to San Carlos Bay, and ten minutes more to Sanibel Island by boat. Great location in St. James City on Pine Island in the beautiful Bayview neighborhood. This 3 bedroom, 2 bath home was completely remodeled after Hurricane Ian. 1,550 square feet PLUS an approximately 400 square foot sun room (with portable AC included) on the canal side and another 400 square foot travertine patio that leads to the boat lift. The interior is completely tiled, even the sun room. You will love the low maintenance yard that has beautiful gardens and palm trees. The home boasts a new HVAC with a raised outside unit, plus a 3 zone irrigation system with timer. The kitchen has stainless steel appliances that will remain. All windows and doors are impact resistant. No flooding inside during last 2 storms. This s is a great waterway neighborhood with easy to reach beaches and restaurants by boat. There are great and fun restaurants nearby that are golf cart or bicycle distances away when you are not boating to Sanibel, Captiva, Cayo Costa or Cabbage Key. This is such a great location for boaters. Oh, and the Manatees love this canal. You can sit down by the canal on the beautiful area with easy care artificial turf watching all the wildlife. The boat lift has a new, all aluminum cradle with new cables as well. You're going to love this house. MAKE AN APPOINTMENT TO SEE IT TODAY?!

3 Beds ⋅ 2 Baths ⋅ 2026012569 MLS

Come see this very pretty home located on the 2nd canal in from the bay which takes just a couple of minutes ride to San Carlos Bay, and ten minutes more to Sanibel Island by boat. Great location in St. James City on Pine Island in the beautiful Bayview neighborhood. This 3 bedroom, 2 bath home was completely remodeled after Hurricane Ian. 1,550 square feet PLUS an approximately 400 square foot sun room (with portable AC included) on the canal side and another 400 square foot travertine patio that leads to the boat lift. The interior is completely tiled, even the sun room. You will love the low maintenance yard that has beautiful gardens and palm trees. The home boasts a new HVAC with a raised outside unit, plus a 3 zone irrigation system with timer. The kitchen has stainless steel appliances that will remain. All windows and doors are impact resistant. No flooding inside during last 2 storms. This s is a great waterway neighborhood with easy to reach beaches and restaurants by boat. There are great and fun restaurants nearby that are golf cart or bicycle distances away when you are not boating to Sanibel, Captiva, Cayo Costa or Cabbage Key. This is such a great location for boaters. Oh, and the Manatees love this canal. You can sit down by the canal on the beautiful area with easy care artificial turf watching all the wildlife. The boat lift has a new, all aluminum cradle with new cables as well. You're going to love this house. MAKE AN APPOINTMENT TO SEE IT TODAY?!

3594 Rita Lane, St James City

$1,999,900

With unobstructed views of the bay, perfectly framed by the tropical landscape, this residence embodies the essence of waterfront living. Upon entering the main level, you will be greeted by an abundance of natural light and vistas complimenting the fireplace in a harmonious blend of coastal and classic design. Entertain family and friends in the formal dining area or the main level balconies overlooking your backyard as dolphins swim in the background. The kitchen boasts views of the bay and offers plenty of cabinet and counterspace, a gas range and a wet bar that connects the kitchen to the family room. The primary quarters offer two walk in closets and a spacious bedroom surrounded by mature landscaping that integrates with the natural beauty of the surroundings. The well appointed guest bedrooms, one on the main level and the other on the first floor, award your guests with privacy. On the first floor you'll find a separate sitting room, a den (which the owners used as an exercise room) and a laundry room with an extra refrigerator and sink. From the office and recreation rooms you can step outside onto the expansive patio, where the beauty of coastal living truly comes to life. Sip cocktails as you watch boats glide across the bay, or indulge in alfresco dining under the pergola covered in blooming flowers. This waterfront setting offers endless opportunities for outdoor recreation, from kayaking and paddleboarding to fishing and birdwatching. The boating community of St. James City is conveniently located a short boat ride away from the Sanibel Causeway and beaches to the south and to the north, through Pine Island Sound, to the world famous Cabbage Key, Useppa Island, and Boca Grande pass. Whether appreciating some of the most pristine natural habitats in SWFL, sport fishing for tarpon or bar hoping by water, the options are endless

3 Beds ⋅ 3 Baths ⋅ 2026002528 MLS

With unobstructed views of the bay, perfectly framed by the tropical landscape, this residence embodies the essence of waterfront living. Upon entering the main level, you will be greeted by an abundance of natural light and vistas complimenting the fireplace in a harmonious blend of coastal and classic design. Entertain family and friends in the formal dining area or the main level balconies overlooking your backyard as dolphins swim in the background. The kitchen boasts views of the bay and offers plenty of cabinet and counterspace, a gas range and a wet bar that connects the kitchen to the family room. The primary quarters offer two walk in closets and a spacious bedroom surrounded by mature landscaping that integrates with the natural beauty of the surroundings. The well appointed guest bedrooms, one on the main level and the other on the first floor, award your guests with privacy. On the first floor you'll find a separate sitting room, a den (which the owners used as an exercise room) and a laundry room with an extra refrigerator and sink. From the office and recreation rooms you can step outside onto the expansive patio, where the beauty of coastal living truly comes to life. Sip cocktails as you watch boats glide across the bay, or indulge in alfresco dining under the pergola covered in blooming flowers. This waterfront setting offers endless opportunities for outdoor recreation, from kayaking and paddleboarding to fishing and birdwatching. The boating community of St. James City is conveniently located a short boat ride away from the Sanibel Causeway and beaches to the south and to the north, through Pine Island Sound, to the world famous Cabbage Key, Useppa Island, and Boca Grande pass. Whether appreciating some of the most pristine natural habitats in SWFL, sport fishing for tarpon or bar hoping by water, the options are endless

3569 San Carlos Drive, St James City

$2,750,000

MUST-SEE OPEN-BAY WATERFRONT HOME WITH PANORAMIC SAN CARLOS BAY VIEWS, NO-BRIDGE GULF ACCESS, TWO NEW BOAT LIFTS & DESIGNER FINISHES! If you are looking for one of the most impressive waterfront settings in Southwest Florida, this St. James City home deserves to be seen in person. Positioned on the southern tip of Pine Island with wide-open San Carlos Bay views, incredible sunsets, direct deep-water Gulf access, and no bridges, this property offers the kind of boating and waterfront lifestyle that is extremely hard to find. More than $400,000 in renovations have created a true designer home with high-end finishes throughout. Updates include a newer roof, hurricane-impact windows and doors, spray-foam insulation, whole-home generator, updated HVAC and ductwork, instant hot-water heaters, wide-plank tile flooring, custom closets, and extensive custom details. The kitchen is a showstopper with JennAir appliances, exotic granite countertops, and more than $250,000 in custom cabinetry. Expansive windows and an open floor plan keep the water views front and center, creating a bright, sophisticated interior designed for both entertaining and everyday living. Outside is where this home becomes truly unforgettable. Enjoy a heated pool and spa overlooking San Carlos Bay, a custom tiki hut, full outdoor kitchen, and spectacular sunset views. The private dock features TWO BRAND-NEW BOAT LIFTS — 6,000-pound and 15,000-pound — plus direct access toward Sanibel, Captiva, surrounding islands, and the Gulf. Offered TURNKEY furnished in a Tommy Bahama-inspired coastal style with some exclusions, this home is ready to enjoy as a full-time residence, seasonal retreat, luxury second home, or waterfront getaway. The oversized four-car garage with epoxy flooring offers room for up to six vehicles plus golf carts, kayaks, paddleboards, fishing gear, and boating equipment. For buyers searching Zillow for a Pine Island waterfront home, St. James City Gulf-access property, no-bridge boating home, San Carlos Bay home, luxury waterfront pool home, or turnkey Southwest Florida retreat, this property checks nearly every box. COME SEE THE VIEWS IN PERSON — PHOTOS DO NOT FULLY CAPTURE THIS SETTING. Schedule your private showing and experience one of the most special waterfront opportunities in St. James City.

3 Beds ⋅ 4 Baths ⋅ 2025021960 MLS

MUST-SEE OPEN-BAY WATERFRONT HOME WITH PANORAMIC SAN CARLOS BAY VIEWS, NO-BRIDGE GULF ACCESS, TWO NEW BOAT LIFTS & DESIGNER FINISHES! If you are looking for one of the most impressive waterfront settings in Southwest Florida, this St. James City home deserves to be seen in person. Positioned on the southern tip of Pine Island with wide-open San Carlos Bay views, incredible sunsets, direct deep-water Gulf access, and no bridges, this property offers the kind of boating and waterfront lifestyle that is extremely hard to find. More than $400,000 in renovations have created a true designer home with high-end finishes throughout. Updates include a newer roof, hurricane-impact windows and doors, spray-foam insulation, whole-home generator, updated HVAC and ductwork, instant hot-water heaters, wide-plank tile flooring, custom closets, and extensive custom details. The kitchen is a showstopper with JennAir appliances, exotic granite countertops, and more than $250,000 in custom cabinetry. Expansive windows and an open floor plan keep the water views front and center, creating a bright, sophisticated interior designed for both entertaining and everyday living. Outside is where this home becomes truly unforgettable. Enjoy a heated pool and spa overlooking San Carlos Bay, a custom tiki hut, full outdoor kitchen, and spectacular sunset views. The private dock features TWO BRAND-NEW BOAT LIFTS — 6,000-pound and 15,000-pound — plus direct access toward Sanibel, Captiva, surrounding islands, and the Gulf. Offered TURNKEY furnished in a Tommy Bahama-inspired coastal style with some exclusions, this home is ready to enjoy as a full-time residence, seasonal retreat, luxury second home, or waterfront getaway. The oversized four-car garage with epoxy flooring offers room for up to six vehicles plus golf carts, kayaks, paddleboards, fishing gear, and boating equipment. For buyers searching Zillow for a Pine Island waterfront home, St. James City Gulf-access property, no-bridge boating home, San Carlos Bay home, luxury waterfront pool home, or turnkey Southwest Florida retreat, this property checks nearly every box. COME SEE THE VIEWS IN PERSON — PHOTOS DO NOT FULLY CAPTURE THIS SETTING. Schedule your private showing and experience one of the most special waterfront opportunities in St. James City.

3807 San Carlos Drive, St James City

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