Pine Island Cove Real Estate

Pine Island Cove Real Estate

Welcome to Pine Island Cove, a hidden gem nestled in the heart of Lee County, Florida. This charming waterfront community offers a unique blend of tranquility and vibrant living, making it the perfect destination for those seeking a serene lifestyle without sacrificing convenience.

Pine Island Cove boasts an array of beautifully designed homes, each with its own character and charm. Many properties feature stunning water views, allowing residents to soak in the natural beauty of the surrounding landscape. With direct access to the Gulf of Mexico, boating and fishing enthusiasts will find their paradise here, making every day an adventure on the water.

The community is not just about stunning homes; it also emphasizes a lifestyle filled with recreational opportunities. Residents can enjoy the well-maintained amenities, including a sparkling swimming pool, clubhouse, and tennis courts, fostering a sense of community and connection among neighbors.

Located on Pine Island, this development is surrounded by lush tropical foliage and offers easy access to local parks, nature trails, and pristine beaches. The nearby towns of Cape Coral and Fort Myers provide a wealth of shopping, dining, and entertainment options, ensuring that everything you need is just a short drive away.

Whether you’re looking for a seasonal retreat or a year-round residence, Pine Island Cove offers a unique opportunity to embrace the laid-back Florida lifestyle. Experience the perfect blend of nature, community, and convenience in this idyllic setting. Come and discover your piece of paradise in Pine Island Cove today!

Newest Listings in Pine Island Cove

$134,900
2 Beds ⋅ 2 Baths ⋅ 2026030375 MLS
**Motivated seller! Bring your offer!** Discover an affordable opportunity to own a furnished, land-owned manufactured home in Pine Island Cove, a desirable 55+ waterfront boating community in St. James City on Pine Island. With **no lot rent, low HOA fees, community boating access, and resort-style amenities**, this home offers the relaxed Southwest Florida lifestyle buyers are searching for. Pine Island Cove is known for its welcoming atmosphere, active lifestyle, and convenient access to the water. Boating and fishing enthusiasts will appreciate the community’s long, wide boat ramp, boat-rinsing station, and waterfront green space where you can relax and watch neighbors return from a day on the water. Residents also enjoy a beautifully remodeled clubhouse, sparkling community pool, pickleball, bocce, social activities, and numerous community events. The home welcomes you with a screened front porch that is perfect for enjoying your morning coffee, visiting with neighbors, or taking in the island breeze. A separate utility room provides convenient indoor laundry, additional storage, and space for your boating, fishing, or beach equipment. Inside, the kitchen opens to the dining area and spacious great room, creating a comfortable layout for everyday living and entertaining. The Florida room provides additional flexible living space and can be opened to enjoy the fresh air or enclosed for year-round use. Both bedrooms are generously sized. The primary suite features a private bathroom, while the guest bedroom is conveniently located near the second full bathroom. Additional improvements include a newer roof and newer luxury vinyl plank flooring with a vapor barrier. The home is being offered furnished, making it easy to move in and immediately begin enjoying your Florida retreat, seasonal residence, or full-time island home. The spacious outdoor area behind the home offers additional room for entertaining, grilling, relaxing, or creating a personalized outdoor living space. There may also be an added benefit to establishing your Florida homestead before the end of 2026. If the proposed property-tax amendment is approved by Florida voters in November 2026, qualifying homeowners who establish residency and homestead eligibility by December 31, 2026, may be eligible for increased property-tax benefits. Buyers should independently verify eligibility and potential savings with the appropriate property appraiser or tax professional. With a motivated seller, land ownership, no lot rent, low HOA dues, boating access, a community boat ramp, newer roof, new carport, furnished interior, and active 55+ waterfront lifestyle, this Pine Island Cove home is a must-see. Schedule your private showing and bring your offer!

4931 Needle Fish Lane, St James City
$200,000
2 Beds ⋅ 2 Baths ⋅ 2026024632 MLS
WELCOME TO YOUR WATERFRONT ISLAND PARADISE on Pine Island! Highly sought-after 55+ boating community of Pine Island Cove, this BEAUTIFULLY UPDATED, MOVE-IN-READY waterfront home offers the perfect combination of COASTAL CHARM, BOATING CONVENIENCE & RESORT-STYLE LIVING. Situated on scenic canal, this 2 BED + 2 BATH manufactured HOME features PRIVATE DOCK & 10K-lb BOAT LIFT, providing exceptional access for boating, fishing, kayaking & exploring pristine waters of Pine Island Sound, Matlacha Pass, Sanibel, Captiva, Cayo Costa, Boca Grande & beyond Gulf. Community boat lift allows convenient navigation from your backyard to some of SWFL's most desirable waterfront destinations. From the moment you arrive, you'll appreciate the home's inviting curb appeal featuring tropical landscaping, covered carport parking & a welcoming island-inspired exterior. Inside, the bright & airy floor plan is filled w/ natural light, enhanced by expansive waterfront windows that frame peaceful canal views throughout the main living areas. Spacious living & dining rooms create an ideal setting for entertaining family & friends while enjoying the beauty of Florida waterfront living. Vinyl flooring, coastal-inspired finishes, updated fixtures & tastefully renovated spaces create a comfortable, move-in-ready atmosphere. The kitchen offers cabinetry, stainless steel appliances, counter space, and breakfast bar seating. Primary bathroom features a stylish double-sink vanity with modern finishes, while both bedrooms offer comfortable accommodations for owners & guests alike. Outside to your PRIVATE WATERFRONT RETREAT featuring a composite deck with shade sail, perfect for outdoor dining, grilling, morning coffee, or sunset cocktails while enjoying gentle island breezes. Mature palms, tropical landscaping, and lush greenery surround the property, creating exceptional wall privacy and a true backyard oasis. The beautifully maintained lawn extends directly to the water's edge, where your private dock and 10,000-lb boat lift await just steps from the home. Residents of Pine Island Cove enjoy outstanding amenities including a COMMUNITY POOL, CLUBHOUSE, PICKLEBALL COURTS, DOG PARK, BOAT RAMP, BOAT STORAGE, SOCIAL EVENTS, and WATERFRONT RECREATION AREAS. This golf-cart-friendly community is known for its convenient access to local marinas, waterfront restaurants, live entertainment, art galleries, farmers markets, and world-class fishing. Whether you're searching for a year-round residence, winter retreat, or affordable waterfront getaway, this exceptional property offers the perfect blend of WATERFRONT LIVING, BOATING ACCESS, LOW-MAINTENANCE OWNERSHIP, and the laid-back island lifestyle that makes Pine Island one of Southwest Florida's hidden gems. LIVE WHERE OTHERS VACATION!

7150 Cobiac Drive, St James City
$49,500
2026023283 MLS
Your Florida dream lifestyle in Pine Island Cove — a highly desirable 55+ boating community in the heart of beautiful Pine Island/St. James City Florida. Come and build your perfect affordable Island Retreat This 52' x 80' Lot allows for an Elevated Manufactured Home or an Elevated Site-Built home, leaving plenty of room for a carport and useful shed. Enjoy affordable coastal living with exceptional amenities including private community boat ramp allowing fast gulf access to best fishing Pine Island has to offer. Store your boat for only $50/per year in the community storage yard. Enjoy community Pool and clubhouse, pickleball, tennis, Bocci ball and endless community events. Bring your golf cart, bicycles, fishing gear, and boat, and start enjoying the relaxed island atmosphere of Pine Island Cove, St. James City Florida. Whether you’re looking for a seasonal retreat or full-time paradise, this friendly waterfront community offers one of the most affordable ways to enjoy Southwest Florida living. Vacant lot HOA fees are only $80/month, increasing to just $160/month once your home is built — an incredible value for the Florida retirement lifestyle you’ve been dreaming of. You truly must see this community to appreciate everything it has to offer — your perfect retirement lifestyle awaits!!!

7150 Ladyfish Drive, St James City
$109,900
2 Beds ⋅ 2 Baths ⋅ 2026014415 MLS
HUGE PRICE REDUCTION-MOTIVATED SELLER-BRING OFFERS-BUY NOW OR LOSE! AWESOME remodeled 2BR/2BA home in 55+ Community on Pine Island!! Home features new flooring, kitchen cabinets, *(Granite Counters, New A/C, New Stainless Steel appliances to be installed with contract)* and large workshop/storage area. Community has amenities galore including Boat Ramp, Swimming Pool and Boat/R/V storage area.

7151 Drum Drive, St James City
$40,000
2026015874 MLS
Build your ideal island retreat on this affordable 50x80 residential lot located in the desirable 55+ community of Pine Island Cove. This friendly, well-maintained neighborhood offers a relaxed coastal lifestyle with low monthly fees and excellent amenities. The lot features .09 acres (4,008 sq ft) with east rear exposure, grass ground cover, and no trees, making it easy to design and place your new home. Manufactured homes and single-family homes are permitted, and the property is serviced by central water, private sewer, underground utilities, and cable. Residents enjoy a heated saltwater pool, spa, clubhouse, pickleball, bocce, picnic areas, and boat/RV storage. The community is known for its active social atmosphere and convenient location near boating, fishing, and the natural beauty of Pine Island. This is a great opportunity to secure a buildable lot in a popular 55+ community with a low $80/month HOA and easy access to all that island living offers.

7144 Ladyfish Drive, St James City
$142,000
2 Beds ⋅ 2 Baths ⋅ 2026014591 MLS
Welcome to this charming and newly refreshed home located in the highly desirable 55 + community of Pine Island Cove. This property has been thoughtfully updated with new kitchen cabinets, countertops, flooring, a new shower, and an efficient mini-split A/ C system, giving the home a clean modern feel from the moment you step inside. The layout offers comfortable living spaces with plenty of natural light, making it an ideal full-time residence or seasonal retreat. The updates throughout provide peace of mind and move in readiness. Outside, enjoy all that Pine Island cove is known for-Gulf-access boating and a friendly, active lifestyle. Residents have access to a community boat ramp with Gulf Access, fish cleaning station and boat washout area, making it easy to spend your days on the water. There is also RV and boat storage, a dog park, picnic area, and a full calendar of activities including pickleball, bocce ball and social clubs for every interest. Just minutes from the bay and Gulf, this location is perfect for enjoying some of SW Florida's best fishing, exploring the outer islands or relaxing at the beaches. It is close to all the dining, shopping and island events Pine Island has to offer. You own your land and the HOA is only $160.00 per month.

4978 Mullette Lane, St James City
$415,000
3 Beds ⋅ 2 Baths ⋅ 2026012753 MLS
Experience the best of waterfront living in this beautifully furnished 3-bedroom, 2-bath coastal retreat in the highly desirable Pine Island Cove community. Offering direct GULF ACCESS and an impressive 92 feet on saltwater canal frontage, this home is designed for those who value comfort, style and effortless outdoor living. Inside, you'll find a bright, coastal-inspired interior with 1,508 sq.ft. of thoughtfully designed space. The home comes tastefully furnished, creating a turnkey experience from the moment you arrive. Enjoy seamless indoor-outdoor living with a screened front lanai, sunroom, and open back lanai overlooking the water. A boat lift and maintenance-fee landscaping make boating and relaxation truly effortless. As one of the largest homes in the community, it offers exceptional space and a premier canal location. of the rare advantages of Pine Island Cove is that you own your property-no land lease-while still enjoying resort-style amenities for an incredible low fee of just $160 per month. The community features a heated saltwater pool, spa, private Gulf access boat ramp, fish cleaning and washout station, a covered picnic pavilion, dog park, pickleball, bocce and a vibrant calendar of clubs and activities. From your dock you're only minutes to the bay and the Gulf, home to some of the best fishing in Florida.

4892 Gulfgate Lane, St James City
$155,000
2 Beds ⋅ 2 Baths ⋅ 2026012085 MLS
Welcome to island living in the highly sought-after Pine Island Cove 55+ community in Saint James City. This charming 2-bedroom, 2-bath home offers the perfect Florida retreat—whether you're looking for a winter getaway or a full-time residence. This home has an awesome new kitchen cabinets, counter tops, air conditioning, & roof. The home features a comfortable open living space with plenty of natural light and a relaxing atmosphere that reflects the laid-back lifestyle of Pine Island. Enjoy outdoor living with space on the side of the home and a large patio in the back to relax and entertain while taking in the peaceful surroundings. Pine Island Cove is known for its friendly community and outstanding amenities. Residents enjoy a heated saltwater pool and spa, boat ramp with Gulf access, fish cleaning station, and a washout facility for boats. There is also a scenic lakeside gathering area with covered pavilions, picnic tables, and grills—perfect for socializing with neighbors and friends. Also, a dog park for your pets. Stay active with pickleball, bocce ball, and numerous clubs and community activities. Boat and RV storage is also available within the community. Conveniently located near local restaurants, marinas, and world-class fishing, this home offers the best of the Southwest Florida island lifestyle. You own your land and the HOA fee is only $160.00 per month.

7169 Drum Drive, St James City
$105,000
2026007790 MLS
Pine Island Cove ... Canal front vacant lot ready to build...55+ community, pool, boat-ramp, tennis, pickleball, Clubhouse, picnic area, dog run, fish cleaning station, bocce,... sewer/water and great neighbors. Modular/manufactured community. Canal frontage bring your boat !!! There is a boat lift at end of canal... lift your boat over the embankment to a direct access canal to Pine Island sound. Convenient location for boating and fishing to the Pine Island Sound, Gulf of Mexico, Ft Myers Beach, Sanibel, Captiva, Cayo Costa or Boca Grande. All within a 20 minute boat ride.

5004 Gulfgate Lane, Other
$35,000
2026011936 MLS
This cleared lot in Pine Island Cove 55+ community is located on one of the quieter streets and is very close to the beautiful community lake and recreation area. It's a great place for your retirement home whether you are a seasonal resident or year round. The community offers many amenities including the ever popular pickleball, large community swimming pool, hot tub and community center.

4958 Mullette Lane, St James City
$40,000
2026008035 MLS
Discover the hidden gem of Pine Island Cove, a coveted 55+ community offering an array of amenities and activities. This vacant lot is the perfect canvas for your future dream home. Nestled in a serene and well-kept neighborhood, Pine Island Cove provides endless opportunities for recreation and relaxation. Enjoy amenities such as a sparkling pool, a bustling clubhouse, and pickle ball courts. For boating enthusiasts, a convenient boat ramp provides easy access to the gulf. Plus, take advantage of the significant benefit of no impact fees required for your manufactured, modular or mobile home. Boat & RV storage yard is available. Seize this unique opportunity to join a vibrant community and build your ideal retirement retreat in Pine Island Cove.

4914 Needle Fish Lane, St James City
$85,000
2026003403 MLS
GULF ACCESS LOT ---Located in beautiful Pine Island Cove 55+ community. This lot is cleared, has water, electric & sewer ready to hook up to your new home. There are no impact fees to be paid unless you Build a stilt home or have a new site built home then you have to pay the difference. This lot is located in the back of the community on the water and there is no homes behind the lot. This community has heated saltwater pool, spa, picnic area, dog park, RV and boat storage, private boat ramp that is just a few minutes out to some of the best fishing in SW Florida or you can visit the outer islands like Cabbage Key, Sanibel, or Cayo Costa beach. This community is located close to restaurant's, markets, banks and parks.

7156 Cobiac Drive, St James City
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